Your Wealth.
Your Rules.
One Card.
ZenCard bridges cryptocurrency and traditional finance, enabling seamless spending, trading, lending, and earning across digital and fiat currencies.
Acceptance footprint reflects the Visa network. Card availability, supported assets and product features vary by jurisdiction and by the licensed institution issuing the card.
Complete Financial Ecosystem
Five core sections working together to give you complete control over your digital and traditional assets.
Home
Dashboard overview with portfolio tracking
Cards
Virtual & physical card management
Swap
Real-time crypto exchanges
Wallet
Multi-currency asset storage
Hub
Access all platform tools
Virtual & Physical Cards for Global Spending
ZenCard offers both virtual and physical card options to accommodate different user needs. Virtual cards provide immediate access for online shopping, while physical cards enable in-person purchases at point-of-sale terminals globally.
Card Management
Freeze/unfreeze card, view current limits, access PIN and regional settings, configure MCC restrictions.
Multi-Currency Asset Management
The wallet supports a diverse range of cryptocurrencies and fiat currencies, enabling users to maintain a balanced portfolio across different asset classes.
Cryptocurrencies
Stablecoins
Fiat Currencies
Crypto-Backed Credit Facility
Access liquidity against your cryptocurrency holdings without closing your positions.
Borrow against digital assets you already hold rather than selling them, so your position stays intact while you access liquidity.
Positions are valued continuously, with live loan-to-value monitoring and a clear view of headroom at any moment.
Configurable notifications before a position approaches a maintenance threshold, so top-ups are a decision rather than a surprise.
Rates, limits and eligible collateral are set by the licensed institution operating the facility and presented in full before you apply.
Supported Collateral
Eligible assets and applicable loan-to-value ratios are determined by the licensed lender for each programme and jurisdiction.
Credit products are offered by licensed institutions, subject to eligibility, jurisdiction and approval. Collateralised borrowing carries risk, including the risk of liquidation if the value of pledged assets falls. Nothing on this page is an offer of credit or financial advice.
Put Idle Balances to Work
Flexible and fixed-term products for cryptocurrency holdings, operated by licensed providers.
Flexible Products
No lock-up period. Withdraw at any time.
Balances remain available on demand. Suited to holdings you may need to spend or move at short notice.
Fixed-Term Products
Commit for a defined term.
Funds are committed for an agreed period in exchange for different terms. Suited to holdings you do not expect to need in the interim.
Yield-bearing products are provided by licensed institutions and are subject to eligibility, jurisdiction and approval. Returns are variable and not guaranteed. Digital assets can lose value, and capital is at risk. Applicable rates, terms and risk disclosures are presented in the product terms before any commitment. Nothing on this page is an offer, a solicitation, or investment advice.
Enterprise-Grade Security
Comprehensive security features protect your assets with multiple layers of authentication and device management capabilities.
2FA Authentication
Two-factor protection
Biometric Login
Fingerprint & Face ID
Device Management
Control authorized devices
Alert System
Real-time notifications
Issue Zen Cards under your own brand
The same platform behind Zen Card is available white-labelled. Banks, EMIs and licensed institutions distribute cards to their own customers, under their own licence, without building issuer infrastructure.
- Physical and virtual Visa cards under your brand
- Managed BIN ranges, scheme certification included
- REST API for issuance, funding and controls
- Your licence, your customers, your regulatory wrapper
Frequently Asked Questions
How Zen Card works, and where to find the numbers that apply to you.
Fees, limits, rates and eligibility are set by the licensed institution issuing your card and are disclosed in the product terms before you apply. Availability varies by jurisdiction.
Ready to Experience Zen Card?
Spend crypto like cash on the Visa network, or launch a branded card programme on our issuing platform.